Blue Ridge GA

3 Reasons to Protect Your Business With Commercial Insurance

Posted on by agentinsure

Congratulations, your new business has finally got of the ground level and you are finally seeing some results and compensation from all of your hard work. At The Insurance Mart we love to see new businesses succeed and grow into established companies in and around Blue Ridge, GA. We also know that sometimes things go wrong that are entirely out of the hands of the most hard working business owners. 

3 Reasons to Insure Your Company

  1. When you have employees the stakes of your choices no longer only effect you. If your business has employees then they are also depending on your company to continue to flourish. This makes keeping insurance all the more important. 
  2. You cannot predict every outcome. Many successful business owners have a keen eye for what matters and have some ability to see what is coming before it happens so they can prevent catastrophe. But even the most observant business owner cannot predict every outcome this where full coverage and even some umbrella policies to cover certain circumstances comes in handy. 
  3. Even small home-based business need someone to have their back. It may come as a surprise that your home owner’s insurance may not cover some of your business needs even if your company is run from your home. Make sure you are truly protected because even a small business needs to cover the assets they do have. 

Contact us at The Insurance Mart today to find out more about how we can help keep your business fully covered in Blue Ridge, GA and the surrounding areas. One of the worst feelings after something does go wrong is the realization that the burden would be significantly less if you would had only made one phone call before it happened. 

Rules for a Good Defensive Driver

Posted on by agentinsure

Everyone needs to learn how to be a good defensive driver. Knowing what to do makes the roadways safer and help to prevent unnecessary accidents. In Blue Ridge, GA, the independent insurance agents at The Insurance Mart would like to share a few defensive driving techniques that will make you a better and more conscientious driver.

  1. Increase your visual field. Many new drivers only look at what is directly in front of them. So, they only see the taillights in front of them. This could be dangerous if you aren’t focusing on what’s ahead. If traffic conditions change up ahead, you will be able to see it coming and prepare to slow or stop your vehicle.
  2. Always have an escape route. It may take some time to learn this, but as soon as you’ve been in a close call, you’ll understand why it is necessary to have an escape plan when you’re driving. For example, the semi-truck in front of you has a tire that blows out suddenly. Having several feet of distance between you and the truck will give you the right amount of time to escape a collision.
  3. Eliminate various driving distractions. The biggest driving distraction in recent history is the cell phone. It is easy to think that you’ll be quick and reply to a text message, but it only takes a second for an accident to occur.Other distractions that you should avoid include eating, drinking, changing your music selections, adjusting your seat belt, and disruptive passengers.

If you are in the Blue Ridge, GA area, come in and talk with our agents at The Insurance Mart. We can discuss new auto policies or adjust your current coverage. We can also get you started on any home, commercial, recreational vehicle, life, health, or renters insurance policies that you may need.

Driving tips to keep you safe on the road and your auto insurance low

Posted on by agentinsure

If you live in Blue Ridge, GA, then you will almost definitely need a car to get around really. And if you have a car then you will need auto insurance, preferably through a local broker like The Insurance Mart who serves the local Blue Ridge area. However, some people don’t get insurance or underinsure themselves which can leave them vulnerable to financial ruin if they have an accident or are not covered enough to allow the insurance being able to pay for everything associated with the accident. Below are some tips for people to keep their monthly premiums low and affordable.

ADD MORE PEOPLE TO YOUR POLICY

The more people you have on your policy who have good driving records, you will get lower premiums overall if everyone is splitting the cost of the insurance equally. So if you have others in your family who need insurance, get on the same policy so you can get better rates. The more, the merrier and cheaper.

DRIVE A SAFER, LESS EXPENSIVE VEHICLE

Safer vehicles that are not very expensive to fix will yield a lower insurance premium as well, as it will not be as big a risk for the insurance policy. So if you are considering purchasing a car, know that a safe, less expensive car will save you money in the long run in your insurance premium as well.

ANTI-THEFT DEVICES

Just having an anti-theft device will cause your insurance premiums to be less expensive, as it will allow the police to find your vehicle if it is stolen, or keep someone from stealing it in the first place. So the cost of getting an alarm or tracking system on your vehicle will save you money on auto insurance in the long run.