Your car is more than a luxury. Your vehicle provides a convenient means to move from place to place. For some people, cars are a source of fun, especially when cruising on the open road. Your car means a lot to you, so you need to protect it with car insurance. And whether your car is parked in the garage or on the road, auto insurance protects your vehicle in many ways.

The Insurance Mart in Blue Ridge, GA highlights the many areas covered by car insurance.

Physical damage

Comprehensive coverage covers your vehicle against non-collision risks like fire, falling objects, natural disasters, theft, etc. This policy compensates you for repairing or replacing your vehicle up to the coverage limit.

Collision insurance is similar to comprehensive coverage, only that it’s restricted to collision-related damage. This policy covers your vehicle if it collides with another vehicle or a stationary object.

Liability protection

Auto insurance can bail you out if you cause an accident, causing bodily injury or property damage to other people. Even better, car insurance bails you out when sued for negligence. Without liability coverage, you will have to pay for the liability claims from your pocket, which can be costly.

Medical coverage

Were you injured in a car accident? Car insurance can cover the medical costs incurred for treating your auto injuries. The best part? Car insurance will cover the medical expenses, regardless of who was at fault for the accident.

Underinsured/uninsured motorist (UI/UIM) coverage

Involved in a hit-and-run accident? Hit by a motorist with no or insufficient car insurance? UI/UIM insurance coverage should cover your losses in such cases.

Do the above benefits of car insurance appeal to you? If yes, it’s time to purchase coverage in Blue Ridge, GA. Please get in touch with The Insurance Mart for an affordable policy.